Best Travel Insurance Companies in India 2023

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Best Travel Insurance Companies in India 2023

Best Travel Insurance Companies in India 2023

Best Travel Insurance Companies in India 2023: Are you a travel enthusiast? If so, you must be traveling whenever you get a chance to take a vacation. Have you considered purchasing travel insurance, or wondered how it could benefit your travels? If not, now is the perfect time to think about it. By having travel insurance, you can plan your next trip without any risks. In this video, I will provide detailed information about travel insurance in India, discussing what it is, why it’s beneficial, which companies in India offer travel insurance, the best plans available, how to purchase it, and how to claim it. So, what is travel insurance?

Travel Insurance

Travel insurance provides protection against unforeseen hazards such as flight delays, loss of baggage, loss of passport, medical emergencies, and more, while you are travelling abroad. You can opt for either a single-trip policy or an annual multi-trip policy, depending on your travel needs.

If you travel less frequently, a single-trip policy is ideal, which is generally valid for a maximum of 180 days and can be extended on request to the insurer. On the other hand, if you travel frequently, an annual multi-trip policy will be the best option for you. This policy is valid for several trips in one year, each trip ranging from 30 to 45 days.

Travel Insurance Benefits

There are numerous benefits of having travel insurance. Some of the major benefits include coverage for medical expenses, personal accident cover, limitation coverage, passport loss, repatriation of remains, and no medical check-up required prior to purchasing a plan.

Additionally, with cashless hospitalization coverage, you can easily avail of cashless treatment at network hospitals across the globe. It is especially beneficial in case of flight or hotel accommodation cancellations. Top companies offering travel insurance in India provide various plans such as domestic travel insurance, international travel insurance, family travel insurance, older citizen travel insurance, student travel insurance, corporate and group travel insurance, medical travel insurance, single or multi-trip travel insurance, and light and baggage insurance.

Travel Insurance Company

  • Bajaj Allianz is a well-known travel insurance company, offering major plans such as individual travel insurance, family travel insurance, student travel insurance, and older citizen travel insurance plans. Similarly,
  • Bharti AXA offers changing travel insurance, annual multi-trip insurance, worldwide overseas travel insurance plans, single-trip insurance, and
  • Chola Travel Insurance offers comprehensive travel insurance, student travel insurance, travel insurance future, Earth Schengen and worldwide overseas travel, student travel, and Subriyatra.
  • IFCO Tokyo Travel Insurance offers international travel insurance, Pravasi Bhartiya Bima Yojana, New India Assurance travel insurance, and Overseas Mediclaim for business and holidays.
  • Apple Munich Travel Insurance offers plans such as Easy Travel Family, Easy Travel Individual, Easy Travel Older Citizen, and Annual Multi-Trip Plan.
  • HDFC Ergo Travel Insurance offers plans such as travel insurance for individuals, families, students, and frequent flyers.

All these plans can be easily purchased online through the respective links shared. The eligibility criteria for international travel insurance coverage is for two adults up to 60 years and two children up to 20 years, whereas family travel insurance coverage is for two adults up to 60 years and two children up to 21 years. Student travel insurance plans are also available.


Travel insurance provides essential coverage for unexpected events while traveling, such as medical emergencies, loss of personal belongings, trip cancellations, and more. When selecting a travel insurance plan, it is important to consider various factors that can affect the cost and coverage, such as the destination, pre-existing medical conditions, length of the trip, and types of activities planned.

Before purchasing any travel insurance plan, it’s important to review the terms and conditions carefully, including any exclusions, limitations, and additional benefits. Some key considerations include pre-existing medical conditions, trip duration limits, levels of coverage, coverage for hazardous sports and personal belongings, and missed flight coverage.

Additionally, it’s important to choose a reputable and reliable travel insurance provider. Some popular travel insurance companies include Bajaj Allianz, Bharti AXA, Chola Travel Insurance, IFFCO TOKIO, and HDFC ERGO. Eligibility criteria and coverage options vary by plan and provider, so it’s important to carefully review the options and choose a plan that meets your specific needs.

To learn more and explore travel insurance options, check out the links in the description below. If you found this information helpful, please like and share the article and leave a comment with your thoughts and opinions.

Travel Insurance

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